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Tips for Cheap Car Rental
Travel often involves the rental of a car so you do not have to rely on taxi services. Knowing you can just get in the car and go wherever you want is much more convenient. Of course you do not want to spend a lot of money on renting a car. Fortunately, it is easy to get cheap car rental rates by following a few simple suggestions.
Book in Advance
While it is possible to get last-minute rentals, you will find cheaper offers when you book in advance. This is particularly important if you plan to rent a car during peak times. But even if you are traveling at another time, you can save money when you make a reservation. Be prepared to pay a reservation fee at this time and ask that it be waived when you honor the reservation rather than added to your bill.
Get Membership Discounts
Let the rental agency know you hold membership in organizations like AAA and AARP so you can get discounts. In fact, you can get discounts up to 15% simply by being a member of these groups. If you are a frequent traveler, look into other motoring organizations that offer discounts to members. Costco memberships offer travel discounts. Even joining online coupon groups can produce rental car discounts.
Buy Gas from Area Gas Station
When you refuel before returning your car, do so at an area gas station. Stations near the rental agency will be expensive. It is likely you can refuel at the rental company but it will cost you more. You also risk being billed if you do not return the car with a full tank. If this occurs, expect to pay up to 100% of the current gas price. This is easily avoided with cheap car rental.
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When You Are Denied Auto Insurance
It can be shocking to be notified by an insurance company that you have not been approved to receive auto insurance coverage . This can be particularly devastating if you rely on your vehicle to get back and forth to work or to get your kids to school. Driving without insurance places significant risk on you and your family if you are caught driving without insurance or are involved in an accident.
Determine the Reason
Hopefully the insurance company will include the reasons for their denial in the notice they send to you. If not, you will probably have to submit a written request to obtain the reasons. You need to know this to make sure their decision was based on facts.
Verify the Facts
It is possible they used factors in their risk calculation that are not accurate or need explanation. For example, if you have a poor credit history because of financial difficulties you experienced while married but now you are divorced with little debt in your name, this may be a reason to ask for a review of their denial. Even if they based your denial on your driving record which you know is not perfect, you should still get a copy of your record to confirm its accuracy.
Appeal the Decision
You can ask to meet with or talk to a representative from the insurance company to go over the factors they used in their calculation. You will need to provide documentation for any information you plan to refute such as that mentioned above. Errors on your application can be easily corrected and your application resubmitted for consideration.
Insurance rates in respect to vehicle types
Some car owners tend to get surprised when they learn about different insurance rates for different car types. From their point of view, it doesn’t matter whether it’s a small car or a hot rod as long as they have a good driving record and don’t get in trouble in traffic. Even so, for auto insurance providers, it’s a whole distinct perspective and they will charge you with different premiums depending on the type of car you’re trying to insure. In this perspective, you should bear in mind the following characteristics of each car type and make your decisions correctly if you want your auto insurance budget to be limited:
Small cars
Small cars are generally quite cheap and rather comfortable in the conditions of a big city with heavy traffic. They typically have low engine volumes, top speed, get stolen quite rarely and are inexpensive to handle at repair. Nevertheless, auto insurance can sometimes be a bit costly for small cars because they tend to get damaged very bad during accidents. The laws of physics aren’t on small cars’ side during collisions because the smaller object tends to get the most damage regardless of the safety features the manufacturer has included. Due to this costly claims tend to arise more often with such vehicles, and the insurers respond with respective pricing.
Medium sized cars and family vehicles
Medium class cars are typically regarded as the safest and the cheapest to insure. Of course, it depends on the particular make and model, but the general rule is that these cars are quite safe, have low repair costs and theft rates, and tend to get damaged much less than smaller vehicles during an accident. As a result, you will usually get the best auto insurance rates for this car type.